Privacy Policy
Last updated: 25 August 2026
Janram Anjaniya Groups ("we", "us", "our") operates this website to help customers explore insurance, loan and credit-card solutions. This Privacy Policy explains what information we collect, how we use it, and the choices you have.
1. Information we collect
When you use our calculators, submit an enquiry form, request a callback, or contact us via call, WhatsApp or email, we may collect:
- Your name, phone number and email address
- Details you provide about loan, insurance or credit-card requirements (e.g. loan amount, tenure, income range)
- Messages you send us via contact forms, WhatsApp or email
- Basic technical information such as browser type and pages visited, collected through analytics tools
2. How we use your information
- To respond to your enquiry and get in touch with you regarding the products and services you are interested in
- To connect you with relevant banks, NBFCs or insurance partners for the product you are exploring
- To improve our website and services
- To send you updates about offers, only where you have not opted out
Important: We act as a facilitator between you and financial institutions. Final approval, interest rates, terms and eligibility are determined solely by the relevant bank, NBFC or insurer, not by us.
3. Sharing of information
We may share your details with the banks, NBFCs, or insurance companies relevant to the product you have enquired about, solely for the purpose of processing your request. We do not sell your personal information to third parties for marketing purposes.
4. Cookies and analytics
This website may use cookies and analytics tools (such as Google Analytics) to understand how visitors use the site and to improve our services. You can disable cookies through your browser settings, though some site features may not work as intended.
5. Data security
We take reasonable measures to protect the information you share with us. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
6. Your rights
You may contact us at any time to ask what information we hold about you, to request corrections, or to request that we delete your information, subject to any legal or regulatory requirements to retain certain records.
7. Third-party links
Our website may link to third-party sites (such as bank or insurer websites). We are not responsible for the privacy practices of those external sites.
8. Changes to this policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date.
9. Contact us
If you have questions about this Privacy Policy or how your data is handled, please reach out:
- Phone: +91 70095 62118
- WhatsApp: +91 62844 98586
- Email: infoupadhyayfinancialservices@gmail.com