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Terms & Conditions

Last updated: 25 August 2026

These Terms & Conditions ("Terms") govern your use of the Janram Anjaniya Groups website. By using this website, you agree to these Terms.

1. Who we are

Janram Anjaniya Groups helps individuals explore and connect with insurance, loan and credit-card options offered by various banks, NBFCs and insurance companies.

We are a facilitator, not a lender or insurer. We do not guarantee approval of any loan, insurance policy or credit card. Approval, interest rates, credit limits, premiums and final terms are determined solely by the respective financial institution, based on their own policies and eligibility criteria.

2. Use of this website

3. Calculators and indicative figures

Any EMI, credit limit or premium figures shown on our calculators are indicative and for illustrative purposes only. Actual figures depend on the terms offered by the relevant lender or insurer at the time of application.

4. No guarantee of outcome

Submitting an enquiry or callback request through this website does not guarantee that your application will be approved, or that any specific rate, limit or premium will be offered to you.

5. Communication consent

By submitting your contact details through this website, you consent to being contacted by us or our partner institutions via call, SMS, WhatsApp or email regarding your enquiry.

6. Intellectual property

All content on this website, including text, graphics, logos and design, is the property of Janram Anjaniya Groups unless otherwise stated, and may not be copied or reproduced without permission.

7. Limitation of liability

We are not liable for any loss or damage arising from your reliance on information on this website, or from the actions, decisions, terms or services of any third-party bank, NBFC or insurer that you are connected with through us.

8. Third-party links

This website may contain links to third-party websites. We are not responsible for the content, accuracy or practices of those external websites.

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by the laws of India, and any disputes will be subject to the jurisdiction of the courts where our business is registered.

11. Contact us